Telsy Fratama Dewi Samad, M.S.I., is a lecturer at the Faculty of Islamic Economics and Business (FEBI) at Institut Agama Islam Negeri Manado. She is a graduate of the Islamic Economics program, Bachelor’s degree (S1) and holds a Master’s degree in Islamic Studies with a concentration in Islamic Economics, both from Universitas Islam Indonesia.
She joined the Faculty of Islamic Economics and Business at Institut Agama Islam Negeri Manado in 2018, after successfully passing the CPNS selection for the Ministry of Religious Affairs of Indonesia.
She teaches a variety of courses, including Business Ethics in Islam, Introduction to Islamic Economics, Introduction to Islamic Business, English for Economics, Islamic Microeconomics, The History of Islamic Economic and Islamic Macroeconomics.
Her current research interests include Islamic business ethics, muslim women entrepreneurs, and the economic development of halal industries.

Publications
TFD Samad, KAM Yusof (2025) Charitable Clicks and Financial Frontiers: Analyzing the Interplay of Digital Giving and Inclusive Economics, Journal of Contemporary Applied Islamic Philanthropy.
TFD Samad, C Adi (2025) An analysis of Islamic business ethics among Muslim traders within the contemporary urban Muslim society of the city of thousand churches, Akademika: Jurnal Pemikiran Islam.
NS Shandimula, SO Tubagus, TFD Samad, RH Arianto, F Bokingo, et al. (2025) Pemberdayaan Masyarakat Muslim Kelurahan Kampung Jawa Tomohon dalam Pemahaman Makanan Halal dan Sertifikasi Halal, DEDIKASI: Jurnal Pengabdian Masyarakat.
ZR Sunusi, AM Nagauleng, TFD Samad (2024) Pemahaman Mahasiswa IAIN Manado Ekonomi Syariah terhadap Kewirausahaan Islami, Maqrizi: Journal of Economics and Islamic Economics.
TFD Samad, C Haris (2024) Perception of Muslim Women Entrepreneurs in Kotamobagu on The Principles and Prohibitions in Business Activities (Fiqh Muamalah Review), Proceeding Sharia International Conference.
R Tabe, S Satriani, TFD Samad, SI Sarka (2023) Analysis of Financial Determinants of Urban Community Interest in Hajj: Study of The Bugis Tribe in Makassar and Manado, Akademika: Jurnal Pemikiran Islam.
A Salim, W Hermawan, R Bukido, M Umar, N Ali, M Idris, E Willya, et al. (2023) Moderasi Beragama: Implementasi dalam Pendidikan, Agama dan Budaya Lokal.
K Tumiwa, R Lohlker, T Samad (2022) The Discourse Of Usury In The Views Of Islam And Christianity, Tasharruf: Journal Economics and Business of Islam.
TFD Samad, A Sugeng, T Ayub, T Taufani (2022) HALAL CUISINE PREFERENCES IN URBAN AREAS WITH MUSLIM MINORITY: A CASE RESEARCH OF MANADO, Akademika: Jurnal Pemikiran Islam.
TFD Samad, N Hasan (2022) Women entrepreneurs in the era of metaverse: An Islamic economic perspective, Review of Islamic Social Finance and Entrepreneurship.
TFD Samad, A Sugeng (2022) The Role of the Islamic Economic System in Achieving Fallah, Adzkiya: Jurnal Hukum dan Ekonomi Syariah.
T Samad, Z Muttaqin (2022) The Impact of Merger Bank Syariah Indonesia Policy on The Work Ethic at BSI Megamas Boulevard Manado, Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, dan Perbankan Syariah.
TFD Samad, A Sugeng (2022) The Prohibition of Usury in Islamic Economic Viewpoint, Tapis: Jurnal Penelitian Ilmiah.
TFD Samad, A Saifulloh (2022) Islamic Bank Customers’ Categorization of Cognitive Process Regarding Usury: A Case Study in Bank Syariah Indonesia Manado, Millah: Journal of Religious Studies.
TFD Samad, R Bukido (2022) The peer-to-peer lending phenomenon: A review from Islamic economic perspective, Khazanah Sosial.
TFD Samad, AAB Adnan, HS Shah (2021) The Escalation of Disregard on Normative Economy in the Era of Pandemic, Unisia.
TFD Samad (2021) The Role of the Islamic Economic System in Tackling Various Economic Issues, Tasharruf: Journal Economic and Business Of Islam.
TFD Samad, R Bukido (2021) IMPLEMENTATION OF NORMATIVE ECONOMY ON BUSINESS ACTIVITY IN THE PERIOD OF RASULULLAH SAW, Akademika: Jurnal Pemikiran Islam.
AT Nawa (2021) Analisis Tendensi Mahasiswa terhadap Media Pembelajaran Online pada Mata Kuliah Bahasa Inggris di Masa Pandemi Covid-19, Tapis: Jurnal Penelitian Ilmiah.
TFD Samad (2019) Distribution in Islamic economic perspective (critics to capitalist), Tasharruf: Journal Economics and Business of Islam.